Saving towards your retirement A pension scheme is the most tax efficient means of saving towards your retirement


	We offer sound and impartial advice on a full range of products and services both to individuals and corporate clients.
	Our experienced advisers pride themselves in providing a friendly and professional service and will work that little bit harder to provide you with the right product at the best possible rate.
	In most cases, financial planning is an ongoing evolutionary process and we hope to be able to help you reach your goals for many years. We are pleased to say that in some families we are now advising the 4th generation

Francis Townsend & Hayward (FS) Ltd is authorised and regulated by The Financial Services Authority. Francis Townsend & Hayward (FS) Ltd is entered on the FSA Register No 147601 at www.fsa.gov.uk/register The Financial Services Authority do not regulate Banking, Will Writing, Loans, Credit Cards, Tax Advice, Offshore Investments, Estate Planning and some aspects Long Term Care, .

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